Plus Accidental Death and Dismemberment

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Plus Accidental Death and Dismemberment Insurance (AD&D) helps protect you and your family from the unforeseen financial hardship of an accident that causes loss of life or serious injury. It protects you from covered injuries such as loss of speech, hearing, sight, limb, or other losses. It also covers loss of life due to a covered accident. Benefit levels (principal sum) are available from as low as $1,000 up to a max $500,000. In the event of a covered accident occurring to a member, spouse, or dependent child, a lump sum payment will be made according to the policy and principal sum.

Covered Persons Percentage of Principal Sum
Eligible Member 100% of Principal Sum
Spouse 50% of Principal Sum
Dependent Children 25% of Principal Sum
Covered Losses Benefit Amount
Life 100% of Principal Sum
Life: Two or more Covered Persons covered under the same Policy in the same Covered Accident 200% of Principal Sum for all Covered Persons covered under the Policy
Loss of both Hands or both Feet or sight of both Eyes 100% of Principal Sum
Loss of one Hand and one Foot 100% of Principal Sum
Loss of one Hand or one Foot and sight of one Eye 100% of Principal Sum
Loss of Speech and Hearing 100% of Principal Sum
Loss of one Hand or one Foot or sight of one Eye 50% of Principal Sum
Loss of Speech or Hearing 50% of Principal Sum
Loss of Thumb and Index Finger on the Same Hand 25% of Principal Sum